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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,002 | $159,978+31.3% | $147,041+42.8% | $145,978+43.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.36% | 98.36%-86.0pp | 419.21%-406.8pp | 550.52%-538.2pp |
| Employer contribution / active EE | $8,369 | $5,288+58.3% | $4,935+69.6% | $4,662+79.5% |
| Participant deferral / active EE | $9,308 | $8,429+10.4% | $8,071+15.3% | $6,690+39.1% |
| Admin fee / account holder | $680 | $15,053-95.5% | $13,006-94.8% | $13,400-94.9% |