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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,796 | $69,977-47.4% | $108,579-66.1% | $62,891-41.5% |
| Participation rate | 67.7% | 72.9%-5.2pp | 79.6%-11.8pp | 69.3%-1.6pp |
| Annual return | 7.02% | 10.73%-3.7pp | -51.70%+58.7pp | 20.14%-13.1pp |
| Employer contribution / active EE | $2,297 | $2,135+7.6% | $3,758-38.9% | $2,281+0.7% |
| Participant deferral / active EE | $4,198 | $3,165+32.7% | $4,311-2.6% | $3,203+31.1% |
| Admin fee / account holder | $5 | $5,076-99.9% | $7,645-99.9% | $4,296-99.9% |