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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,932 | $115,225-87.0% | $100,712-85.2% | $138,895-89.2% |
| Participation rate | 75.0% | 74.3%+0.7pp | 69.3%+5.7pp | 79.9%-4.9pp |
| Annual return | 17.35% | 40.35%-23.0pp | 33.27%-15.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $634 | $2,771-77.1% | $2,313-72.6% | $4,194-84.9% |
| Participant deferral / active EE | $1,557 | $4,699-66.9% | $4,085-61.9% | $6,396-75.7% |
| Admin fee / account holder | $661 | $10,844-93.9% | $9,256-92.9% | $12,562-94.7% |