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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,791 | $185,883-5.4% | $170,043+3.4% | $139,466+26.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 19.23% | 60.54%-41.3pp | 53.40%-34.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $9,818 | $7,596+29.3% | $6,790+44.6% | $4,754+106.5% |
| Participant deferral / active EE | $16,543 | $11,626+42.3% | $10,410+58.9% | $6,712+146.5% |
| Admin fee / account holder | $321 | $15,393-97.9% | $12,824-97.5% | $11,409-97.2% |