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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,362 | $153,769-27.6% | $133,975-16.9% | $273,972-59.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 5.01% | 36.51%-31.5pp | 29.29%-24.3pp | 41.46%-36.4pp |
| Employer contribution / active EE | $9,623 | $6,029+59.6% | $5,211+84.7% | $4,869+97.6% |
| Participant deferral / active EE | $11,878 | $6,958+70.7% | $6,282+89.1% | $5,287+124.6% |
| Admin fee / account holder | $7,074 | $11,765-39.9% | $9,324-24.1% | $10,133-30.2% |