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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 20-0445067 | Advisory (Plan) | $10,865 |
Service code 10 · EIN 73-1225615 | Accounting | $10,750 |
Service code 37 · EIN 04-2647786 | Loan Processing | $9,176 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,183 | $64,729-59.6% | $112,263-76.7% | $68,490-61.8% |
| Participation rate | 69.9% | 67.2%+2.7pp | 75.1%-5.2pp | 67.9%+2.0pp |
| Annual return | -18.77% | -11.40%-7.4pp | 27.49%-46.3pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,327 | $2,746-51.7% | $3,636-63.5% | $2,597-48.9% |
| Participant deferral / active EE | $2,560 | $3,566-28.2% | $4,729-45.9% | $4,028-36.4% |
| Admin fee / account holder | $438 | $5,222-91.6% | $6,410-93.2% | $5,403-91.9% |