See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LORING WARD1 year Filed as: LORING WARD (LWI FINANCIAL,INC. Service code 26 10 ALMADEN BLVD · SAN JOSE, CA 95113 | Advisory (Participants) | $13,909 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,729 | $69,362-71.6% | $101,248-80.5% | $73,488-73.2% |
| Participation rate | 72.2% | 68.4%+3.8pp | 75.8%-3.6pp | 70.7%+1.5pp |
| Annual return | 5.58% | 18.46%-12.9pp | 46.47%-40.9pp | 28.51%-22.9pp |
| Employer contribution / active EE | $1,091 | $2,628-58.5% | $3,660-70.2% | $2,270-51.9% |
| Participant deferral / active EE | $1,995 | $3,300-39.5% | $4,370-54.3% | $3,740-46.6% |
| Admin fee / account holder | $144 | $704-79.5% | $5,945-97.6% | $513-71.9% |