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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,308 | $148,623-59.4% | $135,974-55.6% | $139,466-56.8% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 14.80% | 79.30%-64.5pp | 68.30%-53.5pp | 373.66%-358.9pp |
| Employer contribution / active EE | $2,406 | $5,246-54.1% | $4,859-50.5% | $4,754-49.4% |
| Participant deferral / active EE | $5,000 | $8,103-38.3% | $7,760-35.6% | $6,712-25.5% |
| Admin fee / account holder | $5,534 | $12,406-55.4% | $10,767-48.6% | $11,409-51.5% |