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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,401 | $176,105-71.4% | $159,474-68.4% | $167,536-69.9% |
| Participation rate | 58.8% | 85.0%-26.1pp | 82.8%-24.0pp | 82.1%-23.3pp |
| Annual return | 13.97% | 331.91%-317.9pp | 263.68%-249.7pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,989 | $5,299-62.5% | $4,831-58.8% | $4,839-58.9% |
| Participant deferral / active EE | $3,040 | $7,751-60.8% | $7,353-58.7% | $6,342-52.1% |
| Admin fee / account holder | $3,091 | $12,559-75.4% | $10,802-71.4% | $12,315-74.9% |