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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,836 | $57,590+29.9% | $86,233-13.2% | $82,448-9.2% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 12.37% | 22.41%-10.0pp | 61.39%-49.0pp | 41.64%-29.3pp |
| Employer contribution / active EE | $3,384 | $1,655+104.5% | $2,504+35.1% | $2,551+32.7% |
| Participant deferral / active EE | $5,917 | $3,080+92.1% | $4,559+29.8% | $4,139+42.9% |
| Admin fee / account holder | $9,660 | $4,730+104.2% | $8,342+15.8% | $7,234+33.5% |