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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,425 | $175,259+148.4% | $149,723+190.8% | $139,487+212.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.69% | 166.82%-153.1pp | 134.50%-120.8pp | 373.84%-360.1pp |
| Employer contribution / active EE | $20,658 | $5,478+277.1% | $4,821+328.5% | $4,755+334.5% |
| Participant deferral / active EE | $16,319 | $6,522+150.2% | $5,682+187.2% | $6,713+143.1% |
| Admin fee / account holder | $2,082 | $16,158-87.1% | $13,215-84.2% | $11,407-81.7% |