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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,996 | $217,432+85.8% | $185,851+117.4% | $167,553+141.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.75% | 148.43%-139.7pp | 122.11%-113.4pp | 478.89%-470.1pp |
| Employer contribution / active EE | $17,600 | $5,874+199.6% | $5,168+240.5% | $4,840+263.7% |
| Participant deferral / active EE | $14,704 | $6,357+131.3% | $5,569+164.1% | $6,343+131.8% |
| Admin fee / account holder | $2,084 | $19,820-89.5% | $16,245-87.2% | $12,316-83.1% |