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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,303 | $55,437-36.3% | $155,534-77.3% | $74,459-52.6% |
| Participation rate | 29.8% | 61.9%-32.1pp | 78.2%-48.4pp | 67.2%-37.4pp |
| Annual return | 12.53% | 269.58%-257.1pp | 64.92%-52.4pp | 1369.70%-1357.2pp |
| Employer contribution / active EE | $463 | $2,266-79.5% | $4,675-90.1% | $2,626-82.4% |
| Participant deferral / active EE | $1,015 | $2,837-64.2% | $5,630-82.0% | $4,350-76.7% |
| Admin fee / account holder | $1,527 | $1,742-12.3% | $15,900-90.4% | $1,945-21.5% |