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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,394 | $84,236-59.2% | $170,435-79.8% | $70,126-51.0% |
| Participation rate | 40.5% | 70.8%-30.3pp | 83.6%-43.1pp | 69.5%-29.0pp |
| Annual return | 21.57% | 23.06%-1.5pp | 205.94%-184.4pp | 73.15%-51.6pp |
| Employer contribution / active EE | $657 | $3,387-80.6% | $5,432-87.9% | $2,343-71.9% |
| Participant deferral / active EE | $1,697 | $3,086-45.0% | $4,939-65.6% | $3,332-49.1% |
| Admin fee / account holder | $884 | $5,698-84.5% | $13,881-93.6% | $4,645-81.0% |