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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,437 | $138,114+71.2% | $125,391+88.6% | $134,545+75.7% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 3.55% | 750.88%-747.3pp | 572.41%-568.9pp | 418.37%-414.8pp |
| Employer contribution / active EE | $1,030 | $5,246-80.4% | $4,816-78.6% | $4,742-78.3% |
| Participant deferral / active EE | $7,594 | $7,801-2.6% | $7,448+2.0% | $6,401+18.6% |
| Admin fee / account holder | $338 | $11,570-97.1% | $10,009-96.6% | $11,431-97.0% |