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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,203 | $165,399+20.4% | $149,745+33.0% | $158,982+25.3% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 16.68% | 348.34%-331.7pp | 276.72%-260.0pp | 302.99%-286.3pp |
| Employer contribution / active EE | $4,698 | $5,105-8.0% | $4,646+1.1% | $4,763-1.4% |
| Participant deferral / active EE | $8,391 | $7,183+16.8% | $6,843+22.6% | $5,983+40.2% |
| Admin fee / account holder | $526 | $10,811-95.1% | $9,312-94.3% | $11,252-95.3% |