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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,894 | $80,983+28.3% | $96,544+7.6% | $75,177+38.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 10.04% | 27.05%-17.0pp | 25.88%-15.8pp | 160.75%-150.7pp |
| Employer contribution / active EE | $2,843 | $2,282+24.5% | $2,966-4.2% | $2,671+6.4% |
| Participant deferral / active EE | $5,821 | $3,929+48.2% | $4,851+20.0% | $4,126+41.1% |
| Admin fee / account holder | $4,262 | $6,717-36.6% | $8,254-48.4% | $5,651-24.6% |