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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,692 | $78,423-2.2% | $95,964-20.1% | $79,856-4.0% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 7.57% | 19.37%-11.8pp | 91.64%-84.1pp | 31.71%-24.1pp |
| Employer contribution / active EE | $2,244 | $1,945+15.4% | $2,541-11.7% | $2,471-9.2% |
| Participant deferral / active EE | $4,969 | $3,440+44.4% | $4,167+19.3% | $3,741+32.8% |
| Admin fee / account holder | $321 | $5,622-94.3% | $6,797-95.3% | $5,306-94.0% |