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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,022 | $77,638-60.0% | $156,551-80.2% | $62,881-50.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 7.55% | 50.33%-42.8pp | 32.23%-24.7pp | 20.14%-12.6pp |
| Employer contribution / active EE | $4,534 | $3,444+31.6% | $5,501-17.6% | $2,281+98.8% |
| Participant deferral / active EE | $3,978 | $3,046+30.6% | $4,871-18.3% | $3,203+24.2% |
| Admin fee / account holder | $1,091 | $5,561-80.4% | $13,028-91.6% | $4,296-74.6% |