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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,107 | $180,466+79.0% | $154,114+109.7% | $135,382+138.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 0.93% | 888.15%-887.2pp | 735.16%-734.2pp | 519.77%-518.8pp |
| Employer contribution / active EE | $24,316 | $6,035+302.9% | $5,298+359.0% | $4,779+408.8% |
| Participant deferral / active EE | $14,333 | $5,806+146.9% | $5,081+182.1% | $5,609+155.5% |
| Admin fee / account holder | $797 | $16,144-95.1% | $13,411-94.1% | $10,829-92.6% |