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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,489 | $181,896-2.4% | $156,551+13.4% | $273,972-35.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.42% | 30.74%-30.3pp | 32.23%-31.8pp | 41.46%-41.0pp |
| Employer contribution / active EE | $21,232 | $6,248+239.8% | $5,501+285.9% | $4,869+336.1% |
| Participant deferral / active EE | $11,519 | $5,550+107.5% | $4,871+136.5% | $5,287+117.9% |
| Admin fee / account holder | $689 | $15,560-95.6% | $13,028-94.7% | $10,133-93.2% |