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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,794 | $106,280-74.8% | $96,538-72.2% | $139,487-80.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.31% | 38.48%-19.2pp | 35.74%-16.4pp | 373.84%-354.5pp |
| Employer contribution / active EE | $5,753 | $4,107+40.1% | $3,740+53.8% | $4,755+21.0% |
| Participant deferral / active EE | $9,426 | $5,457+72.7% | $4,880+93.1% | $6,713+40.4% |
| Admin fee / account holder | $3,103 | $7,888-60.7% | $6,737-53.9% | $11,407-72.8% |