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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,528 | $115,814-87.5% | $101,275-85.7% | $158,982-90.9% |
| Participation rate | 35.3% | 79.4%-44.1pp | 75.8%-40.5pp | 82.0%-46.7pp |
| Annual return | 47.30% | 56.16%-8.9pp | 46.48%+0.8pp | 302.99%-255.7pp |
| Employer contribution / active EE | $1,250 | $4,176-70.1% | $3,660-65.8% | $4,763-73.8% |
| Participant deferral / active EE | $2,621 | $4,958-47.1% | $4,371-40.0% | $5,983-56.2% |
| Admin fee / account holder | $194 | $7,249-97.3% | $5,948-96.7% | $11,252-98.3% |