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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,392 | $167,353-32.2% | $143,797-21.1% | $134,545-15.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -19.36% | 0.48%-19.8pp | -0.04%-19.3pp | 418.37%-437.7pp |
| Employer contribution / active EE | $1,711 | $5,620-69.6% | $4,952-65.4% | $4,742-63.9% |
| Participant deferral / active EE | $6,905 | $6,447+7.1% | $5,638+22.5% | $6,401+7.9% |
| Admin fee / account holder | $4,524 | $18,096-75.0% | $14,679-69.2% | $11,431-60.4% |