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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,091 | $209,422-49.8% | $178,503-41.1% | $158,982-33.9% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 18.79% | 188.81%-170.0pp | 151.12%-132.3pp | 302.99%-284.2pp |
| Employer contribution / active EE | $2,037 | $5,707-64.3% | $5,011-59.4% | $4,763-57.2% |
| Participant deferral / active EE | $7,661 | $5,955+28.6% | $5,202+47.3% | $5,983+28.0% |
| Admin fee / account holder | $5,461 | $17,079-68.0% | $13,987-61.0% | $11,252-51.5% |