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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,988 | $141,001-37.6% | $112,228-21.6% | $139,487-36.9% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.40% | 32.75%-18.4pp | 30.23%-15.8pp | 373.84%-359.4pp |
| Employer contribution / active EE | $4,017 | $4,285-6.3% | $3,432+17.1% | $4,755-15.5% |
| Participant deferral / active EE | $8,233 | $5,877+40.1% | $4,800+71.5% | $6,713+22.6% |
| Admin fee / account holder | $578 | $9,959-94.2% | $7,752-92.5% | $11,407-94.9% |