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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,749 | $155,840+16.0% | $124,694+45.0% | $167,553+7.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 11.03% | 17.98%-6.9pp | 5144.82%-5133.8pp | 478.89%-467.9pp |
| Employer contribution / active EE | $26,920 | $4,165+546.3% | $3,325+709.7% | $4,840+456.2% |
| Participant deferral / active EE | $26,000 | $5,675+358.1% | $4,615+463.4% | $6,343+309.9% |
| Admin fee / account holder | $3,279 | $9,536-65.6% | $7,495-56.2% | $12,316-73.4% |