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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,744 | $78,423+23.4% | $95,964+0.8% | $79,856+21.1% |
| Participation rate | 78.6% | 73.5%+5.1pp | 77.1%+1.5pp | 69.6%+8.9pp |
| Annual return | 19.85% | 19.37%+0.5pp | 91.64%-71.8pp | 31.71%-11.9pp |
| Employer contribution / active EE | $3,814 | $1,945+96.0% | $2,541+50.1% | $2,471+54.3% |
| Participant deferral / active EE | $8,968 | $3,440+160.7% | $4,167+115.2% | $3,741+139.8% |
| Admin fee / account holder | $604 | $5,622-89.3% | $6,797-91.1% | $5,306-88.6% |