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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,981 | $115,814+23.5% | $101,275+41.2% | $158,982-10.1% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.8%-15.8pp | 82.0%-22.0pp |
| Annual return | 22.46% | 56.16%-33.7pp | 46.48%-24.0pp | 302.99%-280.5pp |
| Employer contribution / active EE | $1,405 | $4,176-66.4% | $3,660-61.6% | $4,763-70.5% |
| Participant deferral / active EE | $5,911 | $4,958+19.2% | $4,371+35.2% | $5,983-1.2% |
| Admin fee / account holder | $20 | $7,249-99.7% | $5,948-99.7% | $11,252-99.8% |