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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,804 | $107,368-0.5% | $92,915+14.9% | $152,909-30.2% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.0%-16.0pp | 82.5%-22.5pp |
| Annual return | 22.95% | 145.64%-122.7pp | 109.45%-86.5pp | 345.46%-322.5pp |
| Employer contribution / active EE | $1,119 | $4,222-73.5% | $3,653-69.4% | $4,764-76.5% |
| Participant deferral / active EE | $5,284 | $4,848+9.0% | $4,238+24.7% | $5,851-9.7% |
| Admin fee / account holder | $12 | $7,082-99.8% | $5,796-99.8% | $11,601-99.9% |