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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,673 | $99,345-67.1% | $84,753-61.4% | $273,973-88.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.44% | 22.93%-18.5pp | 22.78%-18.3pp | 41.46%-37.0pp |
| Employer contribution / active EE | $1,930 | $4,214-54.2% | $3,574-46.0% | $4,869-60.4% |
| Participant deferral / active EE | $2,558 | $4,270-40.1% | $3,712-31.1% | $5,287-51.6% |
| Admin fee / account holder | $3,697 | $6,645-44.4% | $5,333-30.7% | $10,133-63.5% |