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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,903 | $100,938+160.5% | $90,461+190.6% | $158,982+65.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 17.08% | 1727.20%-1710.1pp | 1294.76%-1277.7pp | 302.99%-285.9pp |
| Employer contribution / active EE | $12,955 | $3,691+250.9% | $3,264+296.9% | $4,763+172.0% |
| Participant deferral / active EE | $9,428 | $4,350+116.8% | $3,964+137.8% | $5,983+57.6% |
| Admin fee / account holder | $3,143 | $6,510-51.7% | $5,617-44.0% | $11,252-72.1% |