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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,570 | $90,607+44.1% | $79,467+64.3% | $135,380-3.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -8.01% | 977.74%-985.7pp | 718.30%-726.3pp | 519.81%-527.8pp |
| Employer contribution / active EE | $10,034 | $3,068+227.1% | $2,800+258.3% | $4,779+110.0% |
| Participant deferral / active EE | $6,931 | $4,050+71.1% | $3,704+87.1% | $5,609+23.6% |
| Admin fee / account holder | $8,376 | $5,895+42.1% | $5,104+64.1% | $10,828-22.6% |