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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,240 | $93,346-33.3% | $71,796-13.3% | $273,965-77.3% |
| Participation rate | 61.5% | 76.5%-15.0pp | 69.1%-7.6pp | 83.0%-21.5pp |
| Annual return | 42.28% | 130.39%-88.1pp | 78.04%-35.8pp | 41.45%+0.8pp |
| Employer contribution / active EE | $2,417 | $2,733-11.6% | $1,924+25.6% | $4,869-50.4% |
| Participant deferral / active EE | $6,795 | $3,475+95.5% | $2,794+143.2% | $5,287+28.5% |
| Admin fee / account holder | $1,899 | $6,571-71.1% | $4,815-60.6% | $10,132-81.3% |