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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,581 | $106,280-77.8% | $96,538-75.6% | $139,487-83.1% |
| Participation rate | 61.9% | 77.8%-15.9pp | 74.3%-12.4pp | 80.3%-18.4pp |
| Annual return | 22.32% | 38.48%-16.2pp | 35.74%-13.4pp | 373.84%-351.5pp |
| Employer contribution / active EE | $1,972 | $4,107-52.0% | $3,740-47.3% | $4,755-58.5% |
| Participant deferral / active EE | $3,027 | $5,457-44.5% | $4,880-38.0% | $6,713-54.9% |
| Admin fee / account holder | $79 | $7,888-99.0% | $6,737-98.8% | $11,407-99.3% |