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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,125 | $133,998-87.2% | $112,263-84.7% | $134,545-87.3% |
| Participation rate | 55.6% | 78.6%-23.0pp | 75.1%-19.5pp | 81.2%-25.7pp |
| Annual return | -19.03% | 47.17%-66.2pp | 27.49%-46.5pp | 418.37%-437.4pp |
| Employer contribution / active EE | $1,932 | $4,040-52.2% | $3,636-46.9% | $4,742-59.3% |
| Participant deferral / active EE | $2,606 | $5,292-50.8% | $4,729-44.9% | $6,401-59.3% |
| Admin fee / account holder | $62 | $7,493-99.2% | $6,410-99.0% | $11,431-99.5% |