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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,237 | $97,732-45.5% | $83,831-36.5% | $135,380-60.7% |
| Participation rate | 85.7% | 80.0%+5.8pp | 76.1%+9.6pp | 82.6%+3.1pp |
| Annual return | -10.26% | 1287.56%-1297.8pp | 850.99%-861.2pp | 519.81%-530.1pp |
| Employer contribution / active EE | $2,881 | $4,222-31.8% | $3,631-20.7% | $4,779-39.7% |
| Participant deferral / active EE | $6,054 | $4,683+29.3% | $4,082+48.3% | $5,609+7.9% |
| Admin fee / account holder | $1,491 | $6,675-77.7% | $5,479-72.8% | $10,828-86.2% |