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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,944 | $78,690+43.5% | $161,489-30.1% | $87,485+29.1% |
| Participation rate | 76.7% | 67.5%+9.3pp | 78.7%-2.0pp | 68.9%+7.8pp |
| Annual return | 21.12% | 32.74%-11.6pp | 89.72%-68.6pp | 26.06%-4.9pp |
| Employer contribution / active EE | $2,633 | $2,588+1.7% | $4,268-38.3% | $2,596+1.4% |
| Participant deferral / active EE | $4,314 | $3,311+30.3% | $5,630-23.4% | $4,274+0.9% |
| Admin fee / account holder | $6,890 | $6,724+2.5% | $16,006-57.0% | $7,775-11.4% |