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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,758 | $84,236+3.0% | $170,435-49.1% | $70,126+23.7% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.88% | 23.06%-7.2pp | 205.94%-190.1pp | 73.15%-57.3pp |
| Employer contribution / active EE | $4,667 | $3,387+37.8% | $5,432-14.1% | $2,343+99.2% |
| Participant deferral / active EE | $4,201 | $3,086+36.1% | $4,939-15.0% | $3,332+26.1% |
| Admin fee / account holder | $982 | $5,698-82.8% | $13,881-92.9% | $4,645-78.9% |