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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES INC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $20,172 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,003 |
Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,717 |
AMERICAS 401K, INC.1 year Filed as: AMERICAS 401K LLC Service code 13 8131 LBJ FREEWAY STE 770 · DALLAS, TX 75251 | Contract Administrator | $1,225 |
Filed as: GWFS EQUITIES INC Service code 33 8515 E ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Shareholder servicing fees; Securitie... | $275 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,067 | $89,370-44.0% | $141,197-64.5% | $72,976-31.4% |
| Participation rate | 87.0% | 75.1%+11.8pp | 82.5%+4.5pp | 69.5%+17.5pp |
| Annual return | 20.22% | 111.88%-91.7pp | 71.41%-51.2pp | 81.02%-60.8pp |
| Employer contribution / active EE | $3,466 | $3,115+11.3% | $4,736-26.8% | $2,440+42.0% |
| Participant deferral / active EE | $7,257 | $5,419+33.9% | $6,710+8.2% | $3,608+101.2% |
| Admin fee / account holder | $303 | $5,957-94.9% | $10,265-97.0% | $5,124-94.1% |