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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,912 | $95,917+161.6% | $79,583+215.3% | $134,545+86.5% |
| Participation rate | 80.0% | 75.0%+5.0pp | 69.5%+10.5pp | 81.2%-1.2pp |
| Annual return | -18.00% | -2.70%-15.3pp | 0.16%-18.2pp | 418.37%-436.4pp |
| Employer contribution / active EE | $2,377 | $3,129-24.0% | $2,414-1.5% | $4,742-49.9% |
| Participant deferral / active EE | $8,020 | $4,694+70.9% | $3,986+101.2% | $6,401+25.3% |
| Admin fee / account holder | $1,028 | $9,132-88.7% | $6,835-85.0% | $11,431-91.0% |