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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,398 | $118,877+176.3% | $96,570+240.1% | $167,536+96.0% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.8%+10.2pp | 82.1%-2.1pp |
| Annual return | 11.49% | 50.50%-39.0pp | 37.79%-26.3pp | 478.82%-467.3pp |
| Employer contribution / active EE | $2,288 | $3,121-26.7% | $2,357-3.0% | $4,839-52.7% |
| Participant deferral / active EE | $7,738 | $4,617+67.6% | $3,849+101.0% | $6,342+22.0% |
| Admin fee / account holder | $7,336 | $8,069-9.1% | $6,182+18.7% | $12,315-40.4% |