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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,459 | $133,981-63.1% | $112,249-55.9% | $134,532-63.2% |
| Participation rate | 76.9% | 78.6%-1.6pp | 75.1%+1.9pp | 81.2%-4.3pp |
| Annual return | -15.31% | 47.16%-62.5pp | 27.48%-42.8pp | 418.27%-433.6pp |
| Employer contribution / active EE | $1,971 | $4,040-51.2% | $3,636-45.8% | $4,741-58.4% |
| Participant deferral / active EE | $3,416 | $5,292-35.5% | $4,729-27.8% | $6,401-46.6% |
| Admin fee / account holder | $1,464 | $7,492-80.5% | $6,412-77.2% | $11,429-87.2% |