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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,900 | $107,363-59.1% | $92,909-52.7% | $152,897-71.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 31.61% | 145.63%-114.0pp | 109.44%-77.8pp | 345.43%-313.8pp |
| Employer contribution / active EE | $10,869 | $4,222+157.4% | $3,653+197.5% | $4,764+128.2% |
| Participant deferral / active EE | $5,064 | $4,848+4.4% | $4,238+19.5% | $5,851-13.5% |
| Admin fee / account holder | $1,113 | $7,082-84.3% | $5,795-80.8% | $11,599-90.4% |