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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,099 | $160,070-23.1% | $147,117-16.3% | $145,897-15.6% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 10.50% | 98.69%-88.2pp | 420.54%-410.0pp | 552.29%-541.8pp |
| Employer contribution / active EE | $4,310 | $5,285-18.4% | $4,932-12.6% | $4,663-7.6% |
| Participant deferral / active EE | $8,698 | $8,419+3.3% | $8,065+7.9% | $6,689+30.0% |
| Admin fee / account holder | $1,202 | $15,035-92.0% | $12,993-90.7% | $13,390-91.0% |