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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,368 | $112,933-31.5% | $90,970-15.0% | $158,982-51.3% |
| Participation rate | 89.5% | 74.7%+14.7pp | 69.0%+20.5pp | 82.0%+7.5pp |
| Annual return | 13.99% | 215.82%-201.8pp | 134.60%-120.6pp | 302.99%-289.0pp |
| Employer contribution / active EE | $691 | $2,893-76.1% | $2,122-67.5% | $4,763-85.5% |
| Participant deferral / active EE | $5,278 | $4,128+27.9% | $3,373+56.5% | $5,983-11.8% |
| Admin fee / account holder | $1,207 | $8,047-85.0% | $5,961-79.7% | $11,252-89.3% |