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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,559 | $99,652-49.3% | $78,778-35.8% | $147,586-65.7% |
| Participation rate | 78.6% | 76.2%+2.3pp | 69.2%+9.4pp | 82.8%-4.3pp |
| Annual return | 5.76% | 47.28%-41.5pp | 35.62%-29.9pp | 578.59%-572.8pp |
| Employer contribution / active EE | $460 | $2,796-83.6% | $1,986-76.9% | $4,876-90.6% |
| Participant deferral / active EE | $3,063 | $3,664-16.4% | $2,958+3.5% | $5,439-43.7% |
| Admin fee / account holder | $2,868 | $7,155-59.9% | $5,134-44.1% | $10,886-73.7% |