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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,520 | $160,028+140.3% | $147,080+161.4% | $145,884+163.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.84% | 98.60%-85.8pp | 420.17%-407.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $6,567 | $5,286+24.2% | $4,933+33.1% | $4,662+40.9% |
| Participant deferral / active EE | $14,508 | $8,422+72.3% | $8,066+79.9% | $6,690+116.9% |
| Admin fee / account holder | $704 | $15,030-95.3% | $12,989-94.6% | $13,392-94.7% |