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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,641 | $150,447-6.5% | $136,298+3.2% | $147,586-4.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.40% | 1049.15%-1032.8pp | 5156.27%-5139.9pp | 578.59%-562.2pp |
| Employer contribution / active EE | $6,253 | $5,256+19.0% | $4,696+33.2% | $4,876+28.2% |
| Participant deferral / active EE | $10,809 | $6,631+63.0% | $6,247+73.0% | $5,439+98.7% |
| Admin fee / account holder | $7,517 | $10,906-31.1% | $9,244-18.7% | $10,886-30.9% |