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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,034 | $157,276+95.9% | $141,177+118.2% | $152,885+101.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.03% | 64.33%-47.3pp | 71.40%-54.4pp | 345.39%-328.4pp |
| Employer contribution / active EE | $8,565 | $5,262+62.8% | $4,736+80.9% | $4,763+79.8% |
| Participant deferral / active EE | $14,144 | $7,110+98.9% | $6,710+110.8% | $5,851+141.7% |
| Admin fee / account holder | $2,696 | $12,123-77.8% | $10,263-73.7% | $11,598-76.8% |